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Terms & Conditions

Please read these terms carefully before using our services.

Last updated: September 2026

1. Acceptance of Terms

By accessing or using the Its Boring Business website, YouTube channel, Telegram community, Instagram page, courses, mentorship programs, trading tools, or any other content or service provided by Mirza Bilal ("we", "us", "our"), you agree to be bound by these Terms and Conditions.

2. Educational Purpose Only

All content on this platform is provided for educational and informational purposes only. Nothing here constitutes financial advice, investment advice, trading advice, or any other form of professional advice. We are educators, not licensed financial advisors.

3. Trading Risk Disclaimer

High risk warning: Trading cryptocurrencies, forex, futures and other financial instruments carries a substantial risk of loss and is not suitable for every investor.

By using our services you acknowledge that all trading decisions are entirely your own responsibility, that past performance does not indicate future results, and that you may lose some or all of your invested capital.

Important: Mirza Bilal, his team, and all affiliated platforms are not responsible or liable for any financial loss or negative outcome resulting from acting on information obtained from our platforms.

4. No Guarantee of Results

We make no guarantee regarding the accuracy or usefulness of any content. Always do your own research and consult a licensed financial advisor before making any investment decision.

5. Courses, Mentorship & Paid Services

All sales are final unless otherwise stated. Payments made in cryptocurrency are irreversible. Payments made by local bank transfer are subject to the same policy once the service has been delivered or access has been granted. You are purchasing educational content only — results are not guaranteed.

6. Accounts

You are responsible for keeping your account credentials secure and for all activity that occurs under your account. Notify us immediately if you suspect unauthorised access. We may suspend or terminate accounts that violate these terms.

7. Privacy

We collect only the information required to deliver our services — typically your name, email address and, optionally, a contact number. We do not sell your personal data. Payment screenshots you send are used solely to verify and fulfil your order.

8. Intellectual Property

All content — videos, graphics, course materials, trading tools, written content and branding — is the intellectual property of Mirza Bilal. You may not reproduce, resell or use it commercially without written permission.

9. Third-Party Links & Partners

Our platform contains links to third-party websites including Bitget, Binance and Redot. Some of these are affiliate links. We are not responsible for third-party content or practices, and use of third-party services is at your own risk.

10. Community Rules

11. Limitation of Liability

To the maximum extent permitted by law, Mirza Bilal and all associated parties shall not be liable for any direct, indirect, incidental or consequential damages arising from your use of our services.

12. Changes to These Terms

We may update these terms at any time. Continued use of our services after a change constitutes acceptance of the updated terms.

13. Governing Law

These terms are governed by and construed in accordance with the laws of Pakistan.

14. Contact

For any question about these terms, contact us via Instagram DM at @itsboringbusiness.

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